Commercial Umbrella Insurance

Umbrella Insurance Tailored for Your Business

Commercial umbrella insurance supplements any existing policies, giving your further coverage for your business. Howard Clare Insurance will work to find the right umbrella solution to match your unique needs. This added layer of protection kicks in when your business insurance policies do not fully cover a situation.

Most business insurance policies have a payout limit, meaning your company is on the hook for any expenses beyond that limit. A commercial umbrella policy kicks in if your main policy has reached that payout limit. The umbrella policy would pay out all remaining costs.

To choose the right umbrella policy for your business, speak to an expert at Howard Clare Insurance. For over a century, we've satisfied local business owners with our quality customer service. Call (812) 301-6487 for an appointment.

Make an Investment in Protecting Your Business

If you have a commercial liability policy of $500,000 but must pay damages of $800,000 or more, your main liability policy will pay out the $500,000 in full. Then the umbrella policy pays the rest, so you won't have to out of pocket.

Since there's a relatively low chance the umbrella insurance policy will pay out, it is cheaper than you may expect. Howard Clare Insurance is here to help with all your commercial insurance needs.