Condo Insurance Policies

Affordable Insurance Policies to Protect Your Condo

A condo insurance policy typically only protects the shell of a condo unit, leaving any personal property and the unit's interior at risk. Howard Clare Insurance is here to make sure you understand all bylaws and have the right protection for your condo.

Condo association insurance policies likely cover certain aspects of your condo, such as common or shared areas, but not any improvements you make or fixtures you add. This policy also won't cover your personal possessions. Condo insurance will make up for this gap as it is a mixture of landlord and renters insurance policies but specifically designed for your situation.

At Howard Clare Insurance, we make the process of choosing a condo insurance policy simple. We'll go over what your condo insurance does and does not cover to help you find the right policy to fill in the gaps. Contact us today and work with an agency that has served Wabash Valley since 1920.

What Does Condo Insurance Cover?

Condo insurance can cover your personal property that is inside your condo itself, such as appliances and clothing. It also covers any damage caused by theft, fire, frozen pipes or weather. However, condo insurance usually does not cover flooding.

Liability Coverage Options Available

Condo insurance policies may also include liability coverage, in the event that a visitor is injured in your condo. The policy will pay their medical expenses. It can also cover you in case of a lawsuit where are you accused of damages to another condo. Living expenses can also be covered if your condo is damaged so badly that it is unlivable.