Recreation Vehicle Insurance

Custom Motorcycle Insurance Policies

If you're a motorcycle owner, you need an insurance policy that protects your adventurous spirit. Howard Clare Insurance is here to help you hit the road with smart, customized insurance on your side.

Motorcycle insurance requires at least liability coverage to protect you if another person is injured in an accident that is your fault. Collision coverage will pay out to repair or replace your bike after an accident. Comprehensive coverage adds more policy options in case your bike is stolen, vandalized or damaged in a fire.

Additional options are available as add-ons to further protect your beloved bike. Any questions? Feel free to contact Howard Clare Insurance today! Same-day FREE quotes are available.

Off-Road Vehicle Insurance

If you own an off-road vehicle, it also needs its own insurance policy. Many policies exclude ATVs, dirt bikes, snowmobiles and other off-road vehicles, so you could be on the hook financially if your vehicle is stolen or damaged.

A specialty, customized policy offers several components and options to meet your specific needs. This can include collision coverage, bodily injury and property damage liability, and comprehensive coverage.

Howard Clare Insurance will create a policy that fits your budget and protects your vehicle. Fill out our online form to schedule your FREE quote with our licensed, locally owned agency.

RV Insurance Policies

Howard Clare Insurance will make sure you have peace of mind while you're out on the open road with your family on vacation. An RV insurance policy differs from a typical auto insurance policy in multiple ways. For example, windshield coverage, since a camper's windshield is so much larger than the average vehicle's. RV insurance also offers enhanced coverage for your personal belongings, as well as policies that cover theft or damages. An RV insurance policy can even cover awnings and gas tanks.

Snowmobile Insurance Policies

Snowmobiles also require their own policies, with a variety of options available. A basic policy covers liability costs in a collision, as do other vehicular policies. Collision coverage is also offered to cover the costs of your own snowmobile. Comprehensive coverage protects you against damages from a fire, theft or similar situation.

Thanks to this array of policy options, Howard Clare Insurance can work with you to create the perfect custom plan for your needs. Contact our independent, privately owned agency today!

Boat and Watercraft Insurance

From paddle boats to power boats, if you own any type of watercraft, you want to be able to enjoy it. Leave your worries on dry land, thanks to Howard Clare Insurance. There are many financial risks when it comes to owning a boat, but watercraft insurance will give you peace of mind.

Boat/watercraft insurance usually has coverage for physical damages from a collision, fire, theft, vandalism or severe weather. It also includes liability insurance; in case you cause damage to another boat or other individuals. Insurance options are also available to cover clean up of possible oil spillage.

Many other optional add-ons can cover theft or damage of your possessions on your boat, such as fishing equipment. Optional boat towing and assistance coverage is another add-on to consider.