Renters Insurance Policies

Go Beyond Your Landlord's Insurance Policy

If you rent or lease your property, your landlord's insurance probably only protects the building itself but not your belongings inside. Howard Clare Insurance can design custom coverage to protect your property. Renters insurance is the best way to protect your values. For more information about these cost-effective policies, call Howard Clare Insurance at (812) 301-6487.

What is Covered by a Renters Insurance Policy?

Every renters insurance policy has two parts. The first is property coverage for damage or loss from some unexpected events, such as:

• Fire
• Lightning
• Theft
• Wind/hail

The second way is through liability coverage, which will cover you if you accidentally damage the rental property or someone is injured while visiting.

You may also get a payment for living expenses if the property becomes uninhabitable due to one of the events listed above. This gives you a safety net to recover from such a loss rather than paying entirely out of pocket.

Some Exceptions to Rental Insurance

Some things are not included in a renters insurance policy, such as your vehicle if you park on the property. If you rent a studio apartment or an entire house, you need renters insurance. Learn all about renters insurance with the help of Howard Clare Insurance. You'll enjoy a true, concierge experience when you choose our agency.